Dental Insurance
Bringing You Affordable, High Quality Dentistry
Dental insurance can be an excellent tool in helping you receive the dental treatment you need by defraying the cost of certain procedures. However, if you have it, chances are good that you’re not really sure what it covers. This is because most dental plans are difficult to understand and navigate. Well, your dentist in North Central San Antonio is here to help!
The first thing to know is that your dental insurance is focused on preventive care, so be sure to take advantage of your six month cleaning and checkups, which will be of little cost to you and will help you avoid bigger and more costly treatment procedures in the future.
While each dental plan is different, even within the same company such as Aetna, or Cigna for example, there are some standard things you can expect from your plan:
How Dental Insurance Works
- Most plans cover preventative care appointment (cleanings and checkups) at 100%.
- Minor restorative treatment such as dental fillings are usually covered at a percentage around 70% to 80%.
- Major restorative treatment such as a crown is typically covered at around 50%.
What is the Difference Between Medical and Dental Insurance?
Medical insurance has a focus on major emergencies and illnesses, while dental insurance is all about prevention, and this is why your cleaning and checkups are typically covered at 100%.
By being proactive about visiting your dentist every six months, you can often avoid major issues such as gum disease and tooth decay because you’ve treated them early on with less invasive procedures.
In-Network vs Out of Network
In-Network
When your dentist in “in-network,” it means they have agreed to the fees approved by your dental insurance, which typically means a savings for you. The dental plans that Legacy Dental SA is in network with are:
- Ameritas PPO
- Blue Cross Blue Shield PPO
- Cigna PPO
- Careington PPO and POS plan
- Dental Health Alliance LLC PPO
- Dental Network of America PPO
- Delta Dental DPO, PPO, Premier, TRDP, FEDVIP
- GEHA PPO
- Humana PPO and FEDVIP
- Principal PPO
- United Healthcare PPO
Out of Network
What happens if you dental plan wasn’t on this list? Can you still see the dentists at Legacy Dental SA? Absolutely!
Even if you don’t see your insurance company listed here, it doesn’t mean that you can’t see our dentists. It simply means that there may be different levels of coverage when you choose an out of network dentist.
Our knowledgeable insurance coordinator is happy to answer your questions about your insurance coverage and help you determine exactly what your out-of-pocket costs will be whether your plan is in or out of network.
At Legacy Dental SA we always want our patients to receive the dentistry they need with the quality they deserve. Give us a call today to discuss your dental insurance benefits and schedule your next appointment.
